Renewals are not deadlines. They are windows that close.

Almost every contract system alerts on the expiration date. By then it is too late to do anything, because an automatic renewal has already fired.

What actually matters is the notice deadline: the last day you can deliver written notice to stop the renewal. And before that, the date a human has to reach a decision and get the letter out.

Open the renewal radar and look at the first card. Meridian Health Plan: the window closed, so that contract renewed for another full year at $4.2M a year. Nobody made that decision. It made itself.